West Virginia
Local Housing Market · Zillow ZHVI · July 2026
$178,702
Typical Home Value
▲ 3.0% YoY ▲ 0.24% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 West Virginia Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$178,702
▲ 3.0% YoY
Month-over-Month
▲ 0.24% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · West Virginia
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 5.5% YoY and listing prices are softening 3.7% YoY with 15.9% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 56 days — a slower market. Pending ratio is 0.64 — strong buyer demand, expect competitive purchase timelines.
• New listings are declining 9.5% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$260,000
▼ 3.7% YoY
Median Days on Market
56d
0d YoY
Active Listings
4,016
▲ 5.5% YoY
New Listings
1,720
▼ 9.5% YoY
Price Reduced Share
15.9%
of active listings
Pending Ratio
0.64
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in West Virginia
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Charleston
▼ COOLING
National rank #55
Median Price
$177,000
Median DOM
47d
Demand score 93/100
Huntington-Ashland
▼ COOLING
National rank #71
Median Price
$219,450
Median DOM
51d
Demand score 92/100
Morgantown
▼ COOLING
National rank #127
Median Price
$350,000
Median DOM
65d
Demand score 89/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply