Vermont
Local Housing Market · Zillow ZHVI · July 2026
$405,980
Typical Home Value
▲ 1.1% YoY ▼ 0.26% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Vermont Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$405,980
▲ 1.1% YoY
Month-over-Month
▼ 0.26% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Vermont
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 13.0% YoY and listing prices are softening 3.9% YoY with 16.6% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 54 days — a slower market. Pending ratio is 0.48 — moderate demand, purchase timelines are manageable.
• New listings are increasing 2.1% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$504,500
▼ 3.9% YoY
Median Days on Market
54d
0d YoY
Active Listings
2,691
▲ 13.0% YoY
New Listings
1,050
▲ 2.1% YoY
Price Reduced Share
16.6%
of active listings
Pending Ratio
0.48
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Vermont
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Burlington-South Burlington
▼ COOLING
National rank #104
Median Price
$529,000
Median DOM
49d
Demand score 68/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply