Vermont
Local Housing Market · Zillow ZHVI · September 2026
$391,900
Typical Home Value
▲ 0.9% YoY ▼ 0.35% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Vermont Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$391,900
▲ 0.9% YoY
Month-over-Month
▼ 0.35% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Vermont
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 8.4% YoY and listing prices are flat 1.0% YoY with 16.6% of listings carrying a price cut. Pricing is stable — comps should be reliable.
• Homes are selling in a median 74 days — a slower market. Pending ratio is 0.41 — moderate demand, purchase timelines are manageable.
• New listings are increasing 6.2% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$499,450
▼ 1.0% YoY
Median Days on Market
74d
0d YoY
Active Listings
2,755
▲ 8.4% YoY
New Listings
896
▲ 6.2% YoY
Price Reduced Share
16.6%
of active listings
Pending Ratio
0.41
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Vermont
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Burlington-South Burlington
▼ COOLING
National rank #133
Median Price
$548,000
Median DOM
57d
Demand score 60/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply