Utah
Local Housing Market · Zillow ZHVI · September 2026
$532,920
Typical Home Value
▲ 1.2% YoY ▲ 0.16% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Utah Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$532,920
▲ 1.2% YoY
Month-over-Month
▲ 0.16% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Utah
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 9.1% YoY and listing prices are softening 1.9% YoY with 26.5% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 67 days — a slower market. Pending ratio is 0.31 — moderate demand, purchase timelines are manageable.
• New listings are declining 2.4% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$579,000
▼ 1.9% YoY
Median Days on Market
67d
0d YoY
Active Listings
15,416
▲ 9.1% YoY
New Listings
4,390
▼ 2.4% YoY
Price Reduced Share
26.5%
of active listings
Pending Ratio
0.31
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Utah
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Ogden
▼ COOLING
National rank #219
Median Price
$539,000
Median DOM
57d
Demand score 8/100
Salt Lake City-Murray
▼ COOLING
National rank #231
Median Price
$567,000
Median DOM
57d
Demand score 3/100
Provo-Orem-Lehi
▼ COOLING
National rank #253
Median Price
$564,325
Median DOM
58d
Demand score 1/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply