Utah
Local Housing Market · Zillow ZHVI · July 2026
$539,949
Typical Home Value
▲ 1.5% YoY ▲ 0.03% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Utah Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$539,949
▲ 1.5% YoY
Month-over-Month
▲ 0.03% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Utah
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 3.8% YoY and listing prices are softening 2.4% YoY with 23.2% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 63 days — a slower market. Pending ratio is 0.36 — moderate demand, purchase timelines are manageable.
• New listings are declining 3.9% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$584,923
▼ 2.4% YoY
Median Days on Market
63d
0d YoY
Active Listings
14,784
▲ 3.8% YoY
New Listings
4,518
▼ 3.9% YoY
Price Reduced Share
23.2%
of active listings
Pending Ratio
0.36
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Utah
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Ogden
▼ COOLING
National rank #219
Median Price
$539,004
Median DOM
53d
Demand score 9/100
Salt Lake City-Murray
▼ COOLING
National rank #233
Median Price
$569,900
Median DOM
53d
Demand score 4/100
Provo-Orem-Lehi
▼ COOLING
National rank #264
Median Price
$571,125
Median DOM
58d
Demand score 1/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply