South Carolina
Local Housing Market · Zillow ZHVI · September 2026
$304,319
Typical Home Value
▲ 0.9% YoY ▼ 0.10% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 South Carolina Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$304,319
▲ 0.9% YoY
Month-over-Month
▼ 0.10% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · South Carolina
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 9.4% YoY and listing prices are softening 2.3% YoY with 23.9% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 68 days — a slower market. Pending ratio is 0.38 — moderate demand, purchase timelines are manageable.
• New listings are declining 11.3% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$359,945
▼ 2.3% YoY
Median Days on Market
68d
0d YoY
Active Listings
29,263
▲ 9.4% YoY
New Listings
8,522
▼ 11.3% YoY
Price Reduced Share
23.9%
of active listings
Pending Ratio
0.38
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in South Carolina
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Columbia
▼ COOLING
National rank #152
Median Price
$301,572
Median DOM
53d
Demand score 40/100
Florence
▼ COOLING
National rank #168
Median Price
$259,900
Median DOM
66d
Demand score 62/100
Charleston-North Charleston
▼ COOLING
National rank #171
Median Price
$480,000
Median DOM
58d
Demand score 39/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply