South Carolina
Local Housing Market · Zillow ZHVI · July 2026
$307,777
Typical Home Value
▲ 0.8% YoY ▼ 0.09% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 South Carolina Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$307,777
▲ 0.8% YoY
Month-over-Month
▼ 0.09% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · South Carolina
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 10.4% YoY and listing prices are softening 1.6% YoY with 23.6% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 65 days — a slower market. Pending ratio is 0.43 — moderate demand, purchase timelines are manageable.
• New listings are roughly flat 1.9% YoY. Seller activity is stable.
Median Listing Price
$365,950
▼ 1.6% YoY
Median Days on Market
65d
0d YoY
Active Listings
28,694
▲ 10.4% YoY
New Listings
9,330
▼ 1.9% YoY
Price Reduced Share
23.6%
of active listings
Pending Ratio
0.43
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in South Carolina
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Columbia
▼ COOLING
National rank #151
Median Price
$308,375
Median DOM
50d
Demand score 39/100
Florence
▼ COOLING
National rank #160
Median Price
$259,175
Median DOM
60d
Demand score 58/100
Charleston-North Charleston
▼ COOLING
National rank #172
Median Price
$499,000
Median DOM
57d
Demand score 42/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply