Pennsylvania
Local Housing Market · Zillow ZHVI · September 2026
$287,078
Typical Home Value
▲ 2.2% YoY ▲ 0.14% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Pennsylvania Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$287,078
▲ 2.2% YoY
Month-over-Month
▲ 0.14% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Pennsylvania
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 11.6% YoY and listing prices are softening 3.4% YoY with 19.3% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 51 days — a slower market. Pending ratio is 0.56 — strong buyer demand, expect competitive purchase timelines.
• New listings are roughly flat 0.4% YoY. Seller activity is stable.
Median Listing Price
$309,000
▼ 3.4% YoY
Median Days on Market
51d
0d YoY
Active Listings
28,894
▲ 11.6% YoY
New Listings
13,528
▲ 0.4% YoY
Price Reduced Share
19.3%
of active listings
Pending Ratio
0.56
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Pennsylvania
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Erie
STABLE
National rank #3
Median Price
$244,900
Median DOM
34d
Demand score 97/100
Lancaster
▼ COOLING
National rank #7
Median Price
$410,000
Median DOM
26d
Demand score 91/100
Reading
▼ COOLING
National rank #15
Median Price
$325,000
Median DOM
32d
Demand score 84/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply