Oklahoma
Local Housing Market · Zillow ZHVI · September 2026
$220,801
Typical Home Value
▲ 2.6% YoY ▲ 0.02% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Oklahoma Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$220,801
▲ 2.6% YoY
Month-over-Month
▲ 0.02% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Oklahoma
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 7.1% YoY and listing prices are flat 0.9% YoY with 21.1% of listings carrying a price cut. Pricing is stable — comps should be reliable.
• Homes are selling in a median 65 days — a slower market. Pending ratio is 0.33 — moderate demand, purchase timelines are manageable.
• New listings are declining 4.1% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$296,643
▼ 0.9% YoY
Median Days on Market
65d
0d YoY
Active Listings
17,035
▲ 7.1% YoY
New Listings
5,114
▼ 4.1% YoY
Price Reduced Share
21.1%
of active listings
Pending Ratio
0.33
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Oklahoma
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Tulsa
▼ COOLING
National rank #163
Median Price
$334,994
Median DOM
56d
Demand score 34/100
Oklahoma City
▼ COOLING
National rank #197
Median Price
$314,000
Median DOM
55d
Demand score 15/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply