Oklahoma
Local Housing Market · Zillow ZHVI · July 2026
$223,612
Typical Home Value
▲ 2.6% YoY ▲ 0.12% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Oklahoma Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$223,612
▲ 2.6% YoY
Month-over-Month
▲ 0.12% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Oklahoma
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 6.1% YoY and listing prices are softening 2.0% YoY with 21.2% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 60 days — a slower market. Pending ratio is 0.38 — moderate demand, purchase timelines are manageable.
• New listings are roughly flat 1.1% YoY. Seller activity is stable.
Median Listing Price
$299,000
▼ 2.0% YoY
Median Days on Market
60d
0d YoY
Active Listings
16,382
▲ 6.1% YoY
New Listings
5,818
▼ 1.1% YoY
Price Reduced Share
21.2%
of active listings
Pending Ratio
0.38
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Oklahoma
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Tulsa
▼ COOLING
National rank #176
Median Price
$334,995
Median DOM
54d
Demand score 34/100
Oklahoma City
▼ COOLING
National rank #205
Median Price
$316,450
Median DOM
52d
Demand score 15/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply