North Dakota
Local Housing Market · Zillow ZHVI · July 2026
$293,741
Typical Home Value
▲ 5.3% YoY ▲ 0.19% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 North Dakota Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$293,741
▲ 5.3% YoY
Month-over-Month
▲ 0.19% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · North Dakota
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is down 2.9% YoY and listing prices are flat 0.4% YoY with 15.3% of listings carrying a price cut. Pricing is stable — comps should be reliable.
• Homes are selling in a median 52 days — a slower market. Pending ratio is 0.54 — strong buyer demand, expect competitive purchase timelines.
• New listings are declining 6.0% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$371,383
▲ 0.4% YoY
Median Days on Market
52d
0d YoY
Active Listings
2,038
▼ 2.9% YoY
New Listings
810
▼ 6.0% YoY
Price Reduced Share
15.3%
of active listings
Pending Ratio
0.54
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in North Dakota
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Fargo
▼ COOLING
National rank #153
Median Price
$379,987
Median DOM
50d
Demand score 38/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply