North Dakota
Local Housing Market · Zillow ZHVI · March 2026
$284,076
Typical Home Value
▲ 5.3% YoY ▲ 0.43% MoM
6.37%
30Y Mortgage Rate
PMMS · May 07, 2026
44bps
YoY Rate Change
▼ Lower than 1yr ago
199bps
30Y/10Y Spread
Norm ~170bps
🏘 North Dakota Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$284,076
▲ 5.3% YoY
Month-over-Month
▲ 0.43% MoM
March 2026
Data Period
March 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.37%
PMMS · May 07, 2026
15Y Fixed
5.72%
PMMS · May 07, 2026
1yr Ago 30Y
6.81%
▼ Rates lower now
30Y/10Y Spread
199bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · North Dakota
Market Indicators
REALTOR.COM🏦 LO Market Signal · April 2026
• Inventory is down 2.6% YoY and listing prices are softening 2.2% YoY with 9.2% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 60 days — a slower market. Pending ratio is 0.74 — strong buyer demand, expect competitive purchase timelines.
• New listings are roughly flat 1.1% YoY. Seller activity is stable.
Median Listing Price
$365,186
▼ 2.2% YoY
Median Days on Market
60d
0d YoY
Active Listings
1,590
▼ 2.6% YoY
New Listings
906
▼ 1.1% YoY
Price Reduced Share
9.2%
of active listings
Pending Ratio
0.74
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in North Dakota
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · April 2026
Fargo
▼ COOLING
National rank #200
Median Price
$375,000
Median DOM
60d
Demand score 51/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply