North Carolina
Local Housing Market · Zillow ZHVI · September 2026
$332,159
Typical Home Value
▼ 0.2% YoY ▼ 0.13% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 North Carolina Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$332,159
▼ 0.2% YoY
Month-over-Month
▼ 0.13% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · North Carolina
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 11.9% YoY and listing prices are softening 4.6% YoY with 23.1% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 69 days — a slower market. Pending ratio is 0.39 — moderate demand, purchase timelines are manageable.
• New listings are roughly flat 0.4% YoY. Seller activity is stable.
Median Listing Price
$400,000
▼ 4.6% YoY
Median Days on Market
69d
0d YoY
Active Listings
48,917
▲ 11.9% YoY
New Listings
15,488
▼ 0.4% YoY
Price Reduced Share
23.1%
of active listings
Pending Ratio
0.39
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in North Carolina
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Hickory-Lenoir-Morganton
▼ COOLING
National rank #126
Median Price
$350,000
Median DOM
58d
Demand score 69/100
Winston-Salem
▼ COOLING
National rank #143
Median Price
$339,500
Median DOM
57d
Demand score 53/100
Greensboro-High Point
▼ COOLING
National rank #145
Median Price
$330,000
Median DOM
58d
Demand score 56/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply