North Carolina
Local Housing Market · Zillow ZHVI · May 2026
$339,236
Typical Home Value
▲ 0.0% YoY ▼ 0.12% MoM
6.49%
30Y Mortgage Rate
PMMS · Jul 09, 2026
26bps
YoY Rate Change
▼ Lower than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 North Carolina Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$339,236
▲ 0.0% YoY
Month-over-Month
▼ 0.12% MoM
May 2026
Data Period
May 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.49%
PMMS · Jul 09, 2026
15Y Fixed
5.82%
PMMS · Jul 09, 2026
1yr Ago 30Y
6.75%
▼ Rates lower now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · North Carolina
Market Indicators
REALTOR.COM🏦 LO Market Signal · June 2026
• Inventory is up 11.6% YoY and listing prices are softening 1.4% YoY with 21.6% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 58 days — a slower market. Pending ratio is 0.5 — strong buyer demand, expect competitive purchase timelines.
• New listings are roughly flat 0.1% YoY. Seller activity is stable.
Median Listing Price
$419,000
▼ 1.4% YoY
Median Days on Market
58d
0d YoY
Active Listings
46,360
▲ 11.6% YoY
New Listings
17,370
▼ 0.1% YoY
Price Reduced Share
21.6%
of active listings
Pending Ratio
0.5
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in North Carolina
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · June 2026
Hickory-Lenoir-Morganton
▼ COOLING
National rank #122
Median Price
$355,000
Median DOM
50d
Demand score 73/100
Winston-Salem
▼ COOLING
National rank #141
Median Price
$342,500
Median DOM
46d
Demand score 54/100
Greensboro-High Point
▼ COOLING
National rank #143
Median Price
$325,000
Median DOM
47d
Demand score 57/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply