Missouri
Local Housing Market · Zillow ZHVI · July 2026
$268,420
Typical Home Value
▲ 3.3% YoY ▲ 0.26% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Missouri Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$268,420
▲ 3.3% YoY
Month-over-Month
▲ 0.26% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Missouri
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 4.8% YoY and listing prices are flat 0.4% YoY with 19.1% of listings carrying a price cut. Pricing is stable — comps should be reliable.
• Homes are selling in a median 53 days — a slower market. Pending ratio is 0.5 — moderate demand, purchase timelines are manageable.
• New listings are roughly flat 1.0% YoY. Seller activity is stable.
Median Listing Price
$309,900
▼ 0.4% YoY
Median Days on Market
53d
0d YoY
Active Listings
20,121
▲ 4.8% YoY
New Listings
9,048
▲ 1.0% YoY
Price Reduced Share
19.1%
of active listings
Pending Ratio
0.5
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Missouri
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
St. Louis
▼ COOLING
National rank #68
Median Price
$289,900
Median DOM
44d
Demand score 72/100
Joplin
▼ COOLING
National rank #93
Median Price
$257,225
Median DOM
46d
Demand score 65/100
Jefferson City
▼ COOLING
National rank #103
Median Price
$317,450
Median DOM
53d
Demand score 79/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply