Maine
Local Housing Market · Zillow ZHVI · July 2026
$421,966
Typical Home Value
▲ 1.3% YoY ▲ 0.00% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Maine Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$421,966
▲ 1.3% YoY
Month-over-Month
▲ 0.00% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Maine
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 15.7% YoY and listing prices are softening 4.7% YoY with 22.6% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 47 days — a moderate-paced market. Pending ratio is 0.18 — moderate demand, purchase timelines are manageable.
• New listings are increasing 4.5% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$462,200
▼ 4.7% YoY
Median Days on Market
47d
0d YoY
Active Listings
5,886
▲ 15.7% YoY
New Listings
2,532
▲ 4.5% YoY
Price Reduced Share
22.6%
of active listings
Pending Ratio
0.18
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Maine
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Portland-South Portland
▼ COOLING
National rank #29
Median Price
$652,450
Median DOM
42d
Demand score 99/100
Bangor
▼ COOLING
National rank #67
Median Price
$310,000
Median DOM
46d
Demand score 82/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply