Maryland
Local Housing Market · Zillow ZHVI · March 2026
$429,705
Typical Home Value
▲ 0.2% YoY ▲ 0.06% MoM
6.37%
30Y Mortgage Rate
PMMS · May 07, 2026
44bps
YoY Rate Change
▼ Lower than 1yr ago
199bps
30Y/10Y Spread
Norm ~170bps
🏘 Maryland Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$429,705
▲ 0.2% YoY
Month-over-Month
▲ 0.06% MoM
March 2026
Data Period
March 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.37%
PMMS · May 07, 2026
15Y Fixed
5.72%
PMMS · May 07, 2026
1yr Ago 30Y
6.81%
▼ Rates lower now
30Y/10Y Spread
199bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Maryland
Market Indicators
REALTOR.COM🏦 LO Market Signal · April 2026
• Inventory is up 15.2% YoY and listing prices are softening 3.4% YoY with 14.8% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 35 days — a moderate-paced market. Pending ratio is 0.61 — strong buyer demand, expect competitive purchase timelines.
• New listings are increasing 6.5% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$432,450
▼ 3.4% YoY
Median Days on Market
35d
0d YoY
Active Listings
13,845
▲ 15.2% YoY
New Listings
9,108
▲ 6.5% YoY
Price Reduced Share
14.8%
of active listings
Pending Ratio
0.61
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Maryland
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · April 2026
Lexington Park
▼ COOLING
National rank #59
Median Price
$499,949
Median DOM
21d
Demand score 49/100
Hagerstown-Martinsburg
▼ COOLING
National rank #86
Median Price
$356,945
Median DOM
37d
Demand score 53/100
Baltimore-Columbia-Towson
▼ COOLING
National rank #122
Median Price
$380,500
Median DOM
32d
Demand score 22/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply