Indiana

Local Housing Market · Zillow ZHVI · September 2026

$257,165

Typical Home Value

▲ 2.9% YoY ▲ 0.18% MoM

7.40%

30Y Mortgage Rate

PMMS · Oct 15, 2026

121bps

YoY Rate Change

▲ Higher than 1yr ago

230bps

30Y/10Y Spread

Norm ~170bps

🏘 Indiana Home Values

Zillow Home Value Index (ZHVI)

Zillow

Typical Home Value

$257,165

▲ 2.9% YoY

Month-over-Month

▲ 0.18% MoM

September 2026

Data Period

September 2026

Updated monthly

Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly

📊 National Mortgage Rates

Current Mortgage Rates

Freddie Mac PMMS

30Y Fixed

7.40%

PMMS · Oct 15, 2026

15Y Fixed

6.71%

PMMS · Oct 15, 2026

1yr Ago 30Y

6.19%

▲ Rates higher now

30Y/10Y Spread

230bps

Normal · norm ~170bps

Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly

📋 Realtor.com Market Data · Indiana

Market Indicators

REALTOR.COM

🏦 LO Market Signal · September 2026

• Inventory is up 13.2% YoY and listing prices are flat 0.1% YoY with 26.7% of listings carrying a price cut. Pricing is stable — comps should be reliable.

• Homes are selling in a median 52 days — a slower market. Pending ratio is 0.47 — moderate demand, purchase timelines are manageable.

• New listings are roughly flat 0.8% YoY. Seller activity is stable.

Median Listing Price

$299,000

▼ 0.1% YoY

Median Days on Market

52d

0d YoY

Active Listings

19,349

▲ 13.2% YoY

New Listings

8,666

▼ 0.8% YoY

Price Reduced Share

26.7%

of active listings

Pending Ratio

0.47

pending ÷ active

Realtor.com Research · State-level inventory data · Updated monthly

Hottest Markets in Indiana

REALTOR.COM

Top metros by national hotness rank (supply + demand composite) · September 2026

Fort Wayne

▼ COOLING

National rank #43

Median Price

$314,900

Median DOM

40d

Demand score 77/100

Terre Haute

▼ COOLING

National rank #50

Median Price

$189,900

Median DOM

45d

Demand score 82/100

Elkhart-Goshen

▼ COOLING

National rank #55

Median Price

$345,000

Median DOM

39d

Demand score 68/100

Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply