Idaho
Local Housing Market · Zillow ZHVI · September 2026
$476,754
Typical Home Value
▲ 2.2% YoY ▲ 0.46% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Idaho Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$476,754
▲ 2.2% YoY
Month-over-Month
▲ 0.46% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Idaho
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is down 5.5% YoY and listing prices are rising 1.4% YoY with 19.1% of listings carrying a price cut. Rising prices support valuations, but verify comps carefully in fast-moving segments.
• Homes are selling in a median 61 days — a slower market. Pending ratio is 0.45 — moderate demand, purchase timelines are manageable.
• New listings are increasing 5.9% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$593,000
▲ 1.4% YoY
Median Days on Market
61d
0d YoY
Active Listings
8,819
▼ 5.5% YoY
New Listings
3,222
▲ 5.9% YoY
Price Reduced Share
19.1%
of active listings
Pending Ratio
0.45
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Idaho
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Coeur d'Alene
▼ COOLING
National rank #90
Median Price
$795,000
Median DOM
51d
Demand score 74/100
Boise City
▼ COOLING
National rank #140
Median Price
$615,000
Median DOM
47d
Demand score 33/100
Idaho Falls
▼ COOLING
National rank #143
Median Price
$455,900
Median DOM
51d
Demand score 41/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply