Idaho

Local Housing Market · Zillow ZHVI · July 2026

$481,825

Typical Home Value

▲ 1.6% YoY ▲ 0.19% MoM

6.65%

30Y Mortgage Rate

PMMS · Aug 20, 2026

9bps

YoY Rate Change

▲ Higher than 1yr ago

195bps

30Y/10Y Spread

Norm ~170bps

🏘 Idaho Home Values

Zillow Home Value Index (ZHVI)

Zillow

Typical Home Value

$481,825

▲ 1.6% YoY

Month-over-Month

▲ 0.19% MoM

July 2026

Data Period

July 2026

Updated monthly

Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly

📊 National Mortgage Rates

Current Mortgage Rates

Freddie Mac PMMS

30Y Fixed

6.65%

PMMS · Aug 20, 2026

15Y Fixed

5.95%

PMMS · Aug 20, 2026

1yr Ago 30Y

6.56%

▲ Rates higher now

30Y/10Y Spread

195bps

Tight · norm ~170bps

Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly

📋 Realtor.com Market Data · Idaho

Market Indicators

REALTOR.COM

🏦 LO Market Signal · July 2026

• Inventory is down 7.3% YoY and listing prices are flat 0.5% YoY with 18.7% of listings carrying a price cut. Pricing is stable — comps should be reliable.

• Homes are selling in a median 52 days — a slower market. Pending ratio is 0.51 — strong buyer demand, expect competitive purchase timelines.

• New listings are increasing 5.3% YoY. More sellers entering the market supports purchase loan volume.

Median Listing Price

$602,700

▲ 0.5% YoY

Median Days on Market

52d

0d YoY

Active Listings

8,759

▼ 7.3% YoY

New Listings

3,676

▲ 5.3% YoY

Price Reduced Share

18.7%

of active listings

Pending Ratio

0.51

pending ÷ active

Realtor.com Research · State-level inventory data · Updated monthly

Hottest Markets in Idaho

REALTOR.COM

Top metros by national hotness rank (supply + demand composite) · July 2026

Coeur d'Alene

▼ COOLING

National rank #82

Median Price

$799,900

Median DOM

47d

Demand score 74/100

Boise City

▼ COOLING

National rank #130

Median Price

$617,750

Median DOM

43d

Demand score 33/100

Idaho Falls

▼ COOLING

National rank #155

Median Price

$457,225

Median DOM

51d

Demand score 39/100

Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply