Georgia
Local Housing Market · Zillow ZHVI · July 2026
$334,119
Typical Home Value
▼ 0.7% YoY ▼ 0.07% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Georgia Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$334,119
▼ 0.7% YoY
Month-over-Month
▼ 0.07% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Georgia
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 7.1% YoY and listing prices are flat 0.1% YoY with 23.0% of listings carrying a price cut. Pricing is stable — comps should be reliable.
• Homes are selling in a median 61 days — a slower market. Pending ratio is 0.31 — moderate demand, purchase timelines are manageable.
• New listings are declining 3.3% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$399,000
▼ 0.1% YoY
Median Days on Market
61d
0d YoY
Active Listings
52,143
▲ 7.1% YoY
New Listings
15,240
▼ 3.3% YoY
Price Reduced Share
23.0%
of active listings
Pending Ratio
0.31
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Georgia
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Warner Robins
▼ COOLING
National rank #203
Median Price
$306,000
Median DOM
56d
Demand score 24/100
Atlanta-Sandy Springs-Roswell
▼ COOLING
National rank #230
Median Price
$425,000
Median DOM
56d
Demand score 10/100
Valdosta
▼ COOLING
National rank #231
Median Price
$314,924
Median DOM
61d
Demand score 23/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply