Georgia
Local Housing Market · Zillow ZHVI · September 2026
$329,115
Typical Home Value
▼ 0.6% YoY ▼ 0.05% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 Georgia Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$329,115
▼ 0.6% YoY
Month-over-Month
▼ 0.05% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Georgia
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is up 9.3% YoY and listing prices are softening 1.3% YoY with 22.1% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 66 days — a slower market. Pending ratio is 0.27 — moderate demand, purchase timelines are manageable.
• New listings are roughly flat 0.3% YoY. Seller activity is stable.
Median Listing Price
$389,750
▼ 1.3% YoY
Median Days on Market
66d
0d YoY
Active Listings
53,320
▲ 9.3% YoY
New Listings
14,592
▲ 0.3% YoY
Price Reduced Share
22.1%
of active listings
Pending Ratio
0.27
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Georgia
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Valdosta
▼ COOLING
National rank #207
Median Price
$314,500
Median DOM
59d
Demand score 23/100
Warner Robins
▼ COOLING
National rank #224
Median Price
$308,900
Median DOM
63d
Demand score 24/100
Columbus
▼ COOLING
National rank #226
Median Price
$279,450
Median DOM
58d
Demand score 11/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply