District of Columbia
Local Housing Market · Zillow ZHVI · September 2026
$567,271
Typical Home Value
▼ 0.7% YoY ▲ 0.20% MoM
7.40%
30Y Mortgage Rate
PMMS · Oct 15, 2026
121bps
YoY Rate Change
▲ Higher than 1yr ago
230bps
30Y/10Y Spread
Norm ~170bps
🏘 District of Columbia Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$567,271
▼ 0.7% YoY
Month-over-Month
▲ 0.20% MoM
September 2026
Data Period
September 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
7.40%
PMMS · Oct 15, 2026
15Y Fixed
6.71%
PMMS · Oct 15, 2026
1yr Ago 30Y
6.19%
▲ Rates higher now
30Y/10Y Spread
230bps
Normal · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · District of Columbia
Market Indicators
REALTOR.COM🏦 LO Market Signal · September 2026
• Inventory is down 2.9% YoY and listing prices are softening 10.4% YoY with 16.3% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 58 days — a slower market. Pending ratio is 0.2 — moderate demand, purchase timelines are manageable.
• New listings are declining 3.7% YoY. Fewer new listings may constrain purchase pipeline — focus on pre-approvals to capture demand early.
Median Listing Price
$527,500
▼ 10.4% YoY
Median Days on Market
58d
0d YoY
Active Listings
2,898
▼ 2.9% YoY
New Listings
1,212
▼ 3.7% YoY
Price Reduced Share
16.3%
of active listings
Pending Ratio
0.2
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in District of Columbia
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · September 2026
Washington-Arlington-Alexandria
▼ COOLING
National rank #154
Median Price
$565,000
Median DOM
43d
Demand score 12/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply