Colorado
Local Housing Market · Zillow ZHVI · July 2026
$538,932
Typical Home Value
▼ 1.7% YoY ▼ 0.02% MoM
6.65%
30Y Mortgage Rate
PMMS · Aug 20, 2026
9bps
YoY Rate Change
▲ Higher than 1yr ago
195bps
30Y/10Y Spread
Norm ~170bps
🏘 Colorado Home Values
Zillow Home Value Index (ZHVI)
ZillowTypical Home Value
$538,932
▼ 1.7% YoY
Month-over-Month
▼ 0.02% MoM
July 2026
Data Period
July 2026
Updated monthly
Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly
📊 National Mortgage Rates
Current Mortgage Rates
Freddie Mac PMMS30Y Fixed
6.65%
PMMS · Aug 20, 2026
15Y Fixed
5.95%
PMMS · Aug 20, 2026
1yr Ago 30Y
6.56%
▲ Rates higher now
30Y/10Y Spread
195bps
Tight · norm ~170bps
Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly
📋 Realtor.com Market Data · Colorado
Market Indicators
REALTOR.COM🏦 LO Market Signal · July 2026
• Inventory is up 2.7% YoY and listing prices are softening 4.0% YoY with 27.0% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.
• Homes are selling in a median 57 days — a slower market. Pending ratio is 0.28 — moderate demand, purchase timelines are manageable.
• New listings are increasing 4.8% YoY. More sellers entering the market supports purchase loan volume.
Median Listing Price
$575,000
▼ 4.0% YoY
Median Days on Market
57d
0d YoY
Active Listings
33,160
▲ 2.7% YoY
New Listings
10,310
▲ 4.8% YoY
Price Reduced Share
27.0%
of active listings
Pending Ratio
0.28
pending ÷ active
Realtor.com Research · State-level inventory data · Updated monthly
Hottest Markets in Colorado
REALTOR.COMTop metros by national hotness rank (supply + demand composite) · July 2026
Fort Collins-Loveland
▼ COOLING
National rank #167
Median Price
$577,225
Median DOM
51d
Demand score 32/100
Colorado Springs
▼ COOLING
National rank #185
Median Price
$494,475
Median DOM
51d
Demand score 22/100
Greeley
▼ COOLING
National rank #196
Median Price
$514,975
Median DOM
50d
Demand score 14/100
Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply