Colorado

Local Housing Market · Zillow ZHVI · May 2026

$543,270

Typical Home Value

▼ 2.3% YoY ▼ 0.45% MoM

6.49%

30Y Mortgage Rate

PMMS · Jul 09, 2026

26bps

YoY Rate Change

▼ Lower than 1yr ago

195bps

30Y/10Y Spread

Norm ~170bps

🏘 Colorado Home Values

Zillow Home Value Index (ZHVI)

Zillow

Typical Home Value

$543,270

▼ 2.3% YoY

Month-over-Month

▼ 0.45% MoM

May 2026

Data Period

May 2026

Updated monthly

Zillow ZHVI · State-level · Smoothed, seasonally adjusted · Updated monthly

📊 National Mortgage Rates

Current Mortgage Rates

Freddie Mac PMMS

30Y Fixed

6.49%

PMMS · Jul 09, 2026

15Y Fixed

5.82%

PMMS · Jul 09, 2026

1yr Ago 30Y

6.75%

▼ Rates lower now

30Y/10Y Spread

195bps

Tight · norm ~170bps

Freddie Mac PMMS via FRED · National rates · State-specific rates may vary slightly

📋 Realtor.com Market Data · Colorado

Market Indicators

REALTOR.COM

🏦 LO Market Signal · June 2026

• Inventory is up 2.1% YoY and listing prices are softening 3.8% YoY with 24.6% of listings carrying a price cut. Appraisal risk is lower, but watch for value gaps on pending deals.

• Homes are selling in a median 52 days — a slower market. Pending ratio is 0.32 — moderate demand, purchase timelines are manageable.

• New listings are roughly flat 0.2% YoY. Seller activity is stable.

Median Listing Price

$577,000

▼ 3.8% YoY

Median Days on Market

52d

0d YoY

Active Listings

31,703

▲ 2.1% YoY

New Listings

12,310

▲ 0.2% YoY

Price Reduced Share

24.6%

of active listings

Pending Ratio

0.32

pending ÷ active

Realtor.com Research · State-level inventory data · Updated monthly

Hottest Markets in Colorado

REALTOR.COM

Top metros by national hotness rank (supply + demand composite) · June 2026

Fort Collins-Loveland

▼ COOLING

National rank #158

Median Price

$590,000

Median DOM

44d

Demand score 33/100

Grand Junction

▼ COOLING

National rank #188

Median Price

$534,975

Median DOM

51d

Demand score 41/100

Boulder

▼ COOLING

National rank #194

Median Price

$845,000

Median DOM

44d

Demand score 16/100

Realtor.com Hotness Index · Metro-level · Higher demand score = more buyer activity relative to supply